Microfinance in peru and the challenges of banking

Abstract

The objective of this paper is to indicate what are the new challenges that financial entities that finance micro and small enterprises in Peru must face, considering the new trends and challenges facing this sector. We have reviewed the bibliography of different authors and what has been published by state entities that make it possible for this objective to be fulfilled and thus continue to promote the growth of microfinance, where one of the most important recommendations is that microfinance institutions should have advantages over the knowledge of the needs of the clients, to be focused in specific segments, recognizing the niches of the markets that they will attend and to propose solutions designed to the measure avoiding the over-indebtedness.